Built by people who know construction, for road paving contractors.
Road Paving Insurance is the paving-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when a GL exclusion shows up in a DOT claim denial or a surety bond falls through the day before bid submission.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- DOT-project experience
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a milling machine is stolen, a flagging crew gets hurt on a highway, and the insurance carrier cites a coverage gap.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors and operators the right way.
Expanded to specialty contractor markets
After placing programs for dozens of trade and contractor categories, CCA extends deep expertise to road paving, asphalt, and highway construction.
Dedicated paving contractor division
Road Paving Insurance focuses CCA's expertise on paving contractors — operations where equipment value, DOT bond requirements, and WC class codes are the real risks.
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Paving contractors insured nationwide
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Years insuring contractor operations
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Average quote turnaround
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States licensed & writing
Four things we won't compromise on.
Contractor-first, always
Josh spent years in the trades before starting the agency. We speak the language of road paving because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Wrong equipment values, missing inland marine, and bad WC class codes — we address the risks standard contractor markets miss.
A-rated markets only
We shop carriers with the financial strength and contractor experience to be there when a stolen paver, a highway fatality, or a bond call hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your paving operation actually requires.
Ready to protect your paving operation?
Get a 15-minute quote from specialists who understand road paving — GL, WC, equipment, surety bonds, and DOT contract requirements.