Blog & insights

Road paving contractor insurance, decoded

Plain-English guides on the coverage that matters for paving operations — GL and umbrella for DOT projects, WC class codes for asphalt crews, equipment insurance for heavy iron, and surety bonds for public contracts.

GL Limits for Road Paving Contractors: What DOT Projects Actually Require
Featured
General LiabilityJune 18, 20264 min read

GL Limits for Road Paving Contractors: What DOT Projects Actually Require

State DOT and municipal paving contracts often require $5M–$10M in combined limits. Here's how to structure your GL and umbrella so your next bid doesn't get disqualified.

Read article
Equipment Insurance5 min read

Contractor's Equipment Insurance for Paving Operations: What to Schedule and How

A stolen milling machine at $280,000 replacement cost. A paver totaled by a compaction roller. Here's how to schedule your paving equipment so the claim actually pays.

Read
Workers' Compensation6 min read

Workers' Comp Class Codes for Paving Crews: How to Avoid the Audit Trap

Wrong class codes on a paving workers' comp policy can mean a five-figure audit bill at year-end. Here's how paving labor gets classified — and what to watch for.

Read

Have a coverage question we didn't answer?

Get a straight answer — and a real quote — in about 15 minutes.

Get a free quote844-967-5247